Will you have enough money to retire?

Make your retirement savings work for you and your future. The TSP Optimizer® is a web-based tool designed to help you manage your Thrift Savings Plan. Receive guidance straight to your email and/or text and make decisions about the money in your plan.

We are not affiliated with the TSP, Thrift Savings Plan, tsp.gov, frtib.gov, or any U.S. government agency or uniformed military services.

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Discover the Power of the TSP Optimizer®

Why the TSP Optimizer®

Your retirement account can be among your most substantial assets. Unfortunately, the chances are high that you haven’t been actively managing your account. The TSP Optimizer®️ guides you in your investment decisions while managing risk in your retirement account to help you prepare for your future.

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The HCM-BuyLine®

The TSP Optimizer® utilizes the HCM-BuyLine®, proprietary trend indicator. This added layer of risk management was designed to monitor fluctuating market conditions and possible downturns to help you stay on the right side of the market.
 
This approach helps take the emotion and guesswork out of your investment decisions. The HCM-BuyLine® indicator signals when it is time for you to move your investments to cash or less risky investment options.

The HCM-BuyLine® is a market trend indicator which uses a proprietary quantitative investment indicator to signal appropriate times to be in or out of the market. The video above is for educational purposes only. Past performance does not guarantee future results.

The HCM-BuyLine® is a market trend indicator which uses a proprietary quantitative investment indicator to signal appropriate times to be in or out of the market. The video above is for educational purposes only. Past performance does not guarantee future results.

Begin Managing Your Retirement in Two Steps

Our risk tolerance questionnaire helps us identify your long-term goals to recommend personalized allocations based on your plan’s available investment choices.

1. Determine Your Risk Level

Take our risk tolerance questionnaire to determine how much risk you are comfortable with given your financial goals and investment timeline.

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2. Rebalance and Reallocate

You will receive a notification when your allocations are ready to view. Log in to your financial institution where you will be able to make any allocation changes based on our recommendations.